Suffering an injury in the workplace causes numerous financial challenges for the employee. In simple terms, the affected worker will have to seek medical attention, and the diagnosis and treatment of the injury can be expensive. Also, the workplace injuries can undermine an individual's ability to perform their daily activities and professional tasks. As a result, the wounded employee will often not be able to work to earn a wage or salary during the recuperation period.
Fortunately, there is legal protection available in the form of workers' compensation. If you are injured, you will obtain financial compensation to help you cover the losses. Under ideal circumstances, you should receive the money without challenge, as long as your employer is insured. However, in some cases, your compensation might be delayed or even denied. Here are the common problems which can lead to the rejection of compensation claims.
Improper Reporting Practices
You should uphold the right reporting practices after an injury in the workplace. If you do not follow the correct procedures, you are likely to have some problems obtaining your compensation. In general, the reporting framework is in place to prevent workers from filing false claims. Any unusual action after an injury will be scrutinised and questioned during the compensation process. Therefore, you should avoid complicating your claim. In general, you should report the injury to your supervisor and provide a written statement. You should also consult a medical protection for treatment and obtain a medical certificate as proof of the incident.
Late Filing of Claims
You will need to fill a workers' compensation claim form after the injury and treatment. This process is crucial if you want to obtain your remuneration for lost wages and medical expenses. Often, workers think that they can file their claim at any time as long as they have reported the injury in the workplace and obtained the first medical certificate. Unfortunately, this is not the case. There are stringent time constraints for presenting a claim, and violating these constraints can invalidate the process. Therefore, you should file as soon as possible.
Poor Legal Understanding
Finally, you should know your legal responsibilities if you are injured in your workplace. The knowledge can make a significant difference between the success and rejection of your claim. For example, when your claim is examined by a government investigator, you should maintain caution. Often, workers provide statements and end up compromising their compensation process. You should remember that you are not obligated to talk with the investigator. If you feel pressured to answer questions, you should consult an experienced workers' compensation lawyer.